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Terms and Conditions

Last updated: January 2025

Acceptance of Terms

By accessing and using Thresholdbn's services, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access the service.

Description of Services

Thresholdbn is a real estate crowdlending platform that facilitates collective investment in construction projects in Panama. We act as intermediaries between investors and real estate project developers.

Eligibility

To use our services, you must:

  • Be at least 18 years old
  • Have legal capacity to enter into binding contracts
  • Provide truthful and up-to-date information
  • Comply with applicable laws in your jurisdiction

Investment Terms

When making an investment through our platform:

  • You accept that all investments carry risks, including the possible loss of invested capital
  • You acknowledge having read and understood the project documentation
  • You confirm that the invested funds are of lawful origin
  • You accept the specific deadlines and conditions of each project

User Responsibilities

The user agrees to:

  • Maintain the confidentiality of their access credentials
  • Not use the platform for illegal activities
  • Provide truthful information in all forms
  • Report any unauthorized use of their account

Limitation of Liability

Thresholdbn does not guarantee specific investment returns. We will not be liable for losses resulting from investment decisions based on information provided on the platform.

Intellectual Property

All content on this platform, including texts, graphics, logos, and images, is the property of Thresholdbn and is protected by intellectual property laws.

Termination

We reserve the right to suspend or terminate your access to the platform if you violate these terms or if we detect suspicious activities.

Governing Law

These terms are governed by the laws of the Republic of Panama. Any dispute shall be submitted to the jurisdiction of Panamanian courts.

Contact

For any questions about these terms, you can contact us at legal@thresholdbn.com.